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The North P&I Club was founded in 1860 and headquartered in Newcastle-upon-Tyne, UK with regional offices in Greece, China (Shanghai and Hong Kong), Japan, Singapore, Ireland and the United States. The Standard P&I Club was fully known as the Standard Steamship Owners Protection & Indemnity Association and was founded in 1884.
Pitmatic – originally 'pitmatical' [2] – is a group of traditional Northern English dialects spoken in rural areas of the Great Northern Coalfield in England. The feature distinguishing Pitmatic from other Northumbrian dialects , such as Geordie and Mackem , is its basis in the mining jargon used in local collieries .
According to the British Library, "Locals insist there are significant differences between Geordie [spoken in Newcastle upon Tyne] and several other local dialects, such as Pitmatic and Mackem. Pitmatic is the dialect of the former mining areas in County Durham and around Ashington to the north of Newcastle upon Tyne, while Mackem is used ...
The individual pays the insurance company a sum of money, either all at once or in periodic payments, and the insurance company promises to provide a series of payments to the individual, often ...
The actuarial present value (APV) is the expected value of the present value of a contingent cash flow stream (i.e. a series of payments which may or may not be made). Actuarial present values are typically calculated for the benefit-payment or series of payments associated with life insurance and life annuities. The probability of a future ...
Net asset value is the difference between the total assets and liabilities of an insurance company. For companies, the net asset value is usually calculated at book value. This needs to be adjusted to market values for EV purposes. Furthermore, this value may be discounted to reflect the "lock in" of some of the assets by their nature.
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