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  2. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    You can get free copies of your credit reports at AnnualCreditReport.com, an official website operated by the three credit bureaus. You can access them up to once per week through the platform ...

  3. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  4. How to Pull a Free Annual Credit Report - AOL

    www.aol.com/news/pull-free-annual-credit-report...

    Image Credit: Getty Images. Checking your credit is important. You want to keep tabs on your credit report so you can catch mistakes if inaccurate information finds its way onto your record.

  5. United States federal government credit-rating downgrades

    en.wikipedia.org/wiki/United_States_federal...

    The 2011 S&P downgrade was the first time the US federal government was given a rating below AAA. S&P had announced a negative outlook on the AAA rating in April 2011. The downgrade to AA+ occurred four days after the 112th United States Congress voted to raise the debt ceiling of the federal government by means of the Budget Control Act of 2011 on August 2, 2011.

  6. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act.

  7. From payment history to what’s owed, here’s how to unravel ...

    www.aol.com/news/payment-history-owed-unravel...

    Length of credit history: 15%. ... To find out where your credit stands, you can request a free credit report at AnnualCreditReport.com. It’s a good idea to do so annually to make sure your ...

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