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An excellent credit score gives you the best chance of receiving a low interest rate on a personal loan. Before applying, check your credit report to ensure your score is in the best shape and ...
To apply for a good credit loan, you'll need a FICO score of at least 670 and the income and other eligibility criteria established by that particular lender. If you need to borrow money, having a ...
However, your chances of getting a low interest personal loan rate are much higher if you have a “very good” or “excellent” credit score of 740 and above.
For those with a good to excellent credit score and a stable income, the interest rate on personal loans is often lower than credit cards. You may even be able to find personal loan rates under 10 ...
Good credit loans are offered by banks, credit unions and online lenders. To apply for a good credit loan, you’ll need a FICO score of at least 670, plus meet the income and other eligibility ...
However, good personal loan rates are typically reserved for borrowers with good or excellent credit. If you have a lower credit score, expect higher interest rates and fees.
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