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Here’s how to qualify for a low-interest personal loan. ... The average personal loan interest rate for borrowers with excellent credit is between 10.73 percent and 12.5 percent. But if your ...
Key takeaways. The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%.
Borrowers with excellent credit — usually defined by a credit score of 800 or higher — can expect lower rates, longer term options and higher loan amount choices than borrowers with lower ...
As a military credit union anyone can join, PenFed offers some of the lowest personal loan interest rates, which start at 8.99% APR. But keep in mind that your actual APR is determined at the time ...
The average interest rate on a three-year personal loan from a credit union is 10.58 percent, according to September 2023 data from the National Credit Union Administration (NCUA). However, the ...
However, good personal loan rates are typically reserved for borrowers with good or excellent credit. If you have a lower credit score, expect higher interest rates and fees.
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