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2. California homeowners insurance market tested as fires rage - AOL

   www.aol.com/finance/california-homeowners...

   Currently, California homeowners in high-risk areas have few insurance options. Many have turned to the California FAIR plan, a private program established by the state and designed to be a fire ...

3. Rising tides and insurance costs: Coastal homeowners ... - AOL

   www.aol.com/finance/rising-tides-insurance-costs...

   Homeowners in high-risk areas who struggle to purchase coverage in the private insurance market do have other options. For home insurance, there’s the FAIR plan , which can provide insurance ...

4. Pacific Palisades fire may spell an end to cheap homeowners ...

   www.aol.com/news/pacific-palisades-fire-may...

   The state's insurance commissioner, Ricardo Lara, announced an overhaul in December that will make it easier for insurers to raise rates and factor in climate risks and reinsurance costs when ...

5. Limited home insurance options in California as major ... - AOL

   www.aol.com/finance/limited-home-insurance...

   Home insurance policies cover wildfires, however, if you are in a high-risk fire area an insurer may deny coverage based on the risk your home presents. Other carriers may offer you coverage but ...

6. 8 Common home insurance myths - AOL

   www.aol.com/finance/8-common-home-insurance...

   You only need flood insurance in high-risk areas. According to FEMA, ... which is $1,687 per year for $250K in dwelling coverage. Home insurance also covers other potential costs, like liability ...

7. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   Scheduled personal property coverage: High-value items like jewelry, art and collectibles are covered up to a certain dollar amount under a standard homeowners insurance policy.