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The office's jurisdiction includes more than 500 provincial government ministries, agencies, corporations, tribunals, boards and commissions. In addition to the oversight of governmental bodies, the office is also responsible for the intake of public complaints which indicate the possibility of maladministration within the Government of Ontario and in the appropriate cases conducts an ...
All private companies registered to sell auto insurance in Ontario, are required to use the OAP for their private car insurance policy. The OAP is the legal contract that connects an Ontario driver with every Ontario based insurance company. Insurance coverage is divided up between several different portions of the policy.
The program has faced criticism; the Ontario NDP questioned the provincial government's decision to enter into a taxpayer-funded sole-source contract with an American-owned corporation to deliver government services. [6] Taxpayer money is being used to fund the construction of the in-store locations, at an estimated cost of $1.75 million. [9]
From April to June, the Financial Ombudsman Service received 3,869 complaints about car and motorcycle insurance and 1,776 buildings cover cases.
In Ontario, the CAA was formerly the 'Ontario Motor League'. [14] It facilitates Ontario's Drive Clean program from the CAA locations that double as Ministry of Transport licence renewal and vehicle registration offices. The Ontario Motor League originally was not affiliated with the CAA or AAA.
The Fault Rules say which driver was responsible for an accident. Accidents are either 0%, 25%, 50%, 75%, or 100% at fault. If the driver is from Ontario, the portion not at fault percentage is covered under Ontario's mandatory to buy Direct Compensation insurance, and the at fault portion is covered under the optional to buy Collision insurance.
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