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FHA loans: 580 with 3.5% down payment, 500 with 10% down payment VA loans: No minimum requirement, but generally 620 USDA loans: No minimum requirement, but generally 640
Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620
Down Payment Resource: Down Payment Resource, a private company, provides various resources for homebuyers, real estate agents and lenders, including an eligibility and assistance lookup tool. FAQ
FHA loans: Insured through the Federal Housing Administration, FHA loans have more lenient credit score and DTI ratio requirements than conventional mortgages. The minimum down payment is 3.5 percent.
Credit requirements. Down payment minimum. Bankrate Score. PenFed Credit Union. ... Old National Bank. 620 for conventional loans, 640 for FHA loans, 680 for VA loans. Undisclosed. 4.6. Wells Fargo.
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