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  2. FHA cash-out refinance guide - AOL

    www.aol.com/finance/fha-cash-refinance-guide...

    You might also need to establish a new escrow account as part of your FHA cash-out plan. FHA cash-out refinance requirements. The FHA has minimum requirements for FHA loans, including refinances ...

  3. FHA loans: Definition, requirements and limits - AOL

    www.aol.com/finance/fha-loans-134807555.html

    Basic home mortgage loan or 203(b) loan: The 203(b) loan is the FHA’s main home loan program for buying a home or refinancing. These loans come with fixed and adjustable-rate options, as well as ...

  4. Cash-out refinance: What it is and how it works - AOL

    www.aol.com/finance/cash-refinance-works...

    Seasoning: Conventional cash-out refis come with a six-month seasoning requirement If you’re seeking a VA or FHA cash-out refinance, the seasoning period is 210 days and 24 days, respectively ...

  5. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    You plan to sell your home soon: If you’re selling soon, you’re unlikely to be in the home long enough to recover refinancing costs. (This is why calculating the break-even point — see below ...

  6. Housing and Economic Recovery Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Economic...

    The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

  7. Home Owners' Loan Corporation - Wikipedia

    en.wikipedia.org/wiki/Home_Owners'_Loan_Corporation

    But, the FHA already had its own discriminatory program of systematically rating urban neighborhoods and the HOLC used the FHA's discriminatory guidelines for its maps. [ 24 ] As for private lenders, though Kenneth T. Jackson 's claim that they relied on the HOLC's maps to implement their own discriminatory practices has been widely repeated ...

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