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2. How to buy a second home - AOL

   www.aol.com/finance/buy-second-home-180026197.html

   Second home mortgage requirements can be more strict than mortgage requirements for your first home. For example, many lenders require you to put at least 10 percent down on a second home ...

3. 15 Things You Must Do Before Buying Your Second Home - AOL

   www.aol.com/15-things-must-buying-second...

   Here are 15 things you must do before buying your second home. ... with the area to grasp how local and state taxes apply to vacation homes. ... for requirements like a 20% down payment, credit ...

4. Can You Use a VA Loan to Buy a Second Home? - AOL

   www.aol.com/va-loan-buy-second-home-181755236.html

   After moving within that 60-day period, the previous home can become the second home and the new home becomes the primary residence, meeting the occupancy requirement.

5. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   A home can be owner occupied, used as second home or investment. Owner occupied and second homes have the least amount of default, while investment properties have higher occurrences of default. Depending upon the combination of occupancy and type of collateral, the lender will adjust the amount of risk they are willing to take.

6. Certificate of occupancy - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_occupancy

   The procedure and requirements for the certificate vary widely from jurisdiction to jurisdiction and on the type of structure. In the United States, obtaining a certificate is generally required whenever: a new building is constructed; a building built for one use is to be used for another (e.g., an industrial building converted for residential ...

7. Owner-occupancy - Wikipedia

   en.wikipedia.org/wiki/Owner-occupancy

   Owner-occupancy or home-ownership is a form of housing tenure in which a person, called the owner-occupier, owner-occupant, or home owner, owns the home in which they live. [1] The home can be a house , such as a single-family house , an apartment , condominium , or a housing cooperative .