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An insurance company is different from other businesses because it has a financial obligation to customers. Ratings for insurance companies matter because they highlight the financial stability of ...
Insurance fraud poses a significant problem, and governments and other organizations try to deter such activity. Studies suggest that the greatest total dollar amount of fraud is committed by the health insurance companies themselves, intentionally not paying claims and deleting them from their systems, [2] and denying and cancelling coverage. [3]
The post Why Life Insurance Is Not a Scam and How It Can Help You appeared first on SmartReads by SmartAsset. ... So, customers can research every company’s financial strength, claims-paying ...
Myth #2: Your red car will cost more to insure. One of the most persistent myths about auto insurance is that insurance companies charge more to insure red cars.
A 2007 investigation by CNN reported that major car insurance companies, ... [115] State Farm has a customer review rating of 1.17/5, ...
Price walking, or the loyalty penalty, is a form of price discrimination whereby longstanding, loyal customers of a service provider are charged higher prices for the same services compared to customers that have just switched to that provider. The pricing strategy is common in the insurance and telecommunications industries.
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A variation of this scam occurs in countries where insurance premiums are generally tied to a bonus–malus rating: the con artist will offer to avoid an insurance claim, settling instead for a cash compensation. Thus, the con artist is able to evade a professional damage assessment, and get an untraceable payment in exchange for sparing the ...