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In 2020, the company integrated online pharmacy with its super app. Within it Dhani Doctor, a telemedicine service including instant video consultations with in-house doctors was added. [14] In 2021, Dhani's super-app was rated as one of the best personal loan applications in India by The New Indian Express. [15]
In early 2020, the company had launched SimplyCash and entered the instant cash loan segment. [4] Millennials across 90 cities in India could download the app and avail instant cash loan as per their need.
Navi launched a lending app for instant personal loans in June 2020, [15] [16] in Karnataka. [17] [18] [19] Both CRISIL and India Ratings assigned a credit rating of A ‘Stable’ to the company’s borrowings. Further loan disbursement by Navi finserv has been effectively banned by RBI since Oct 21, 2024 due to compliance issues
An instant loan is a short-term loan that’s typically for a small amount of money and comes with high interest rates and fees. Often, people turn to them because they are facing an emergency ...
Personal loan approval is generally based on just a few key criteria: your employment and income history, your credit score and your debt-to-income (DTI) ratio.
Paisabazaar is an Indian digital loan and credit card platform. [1] It is a part of PB Fintech (formerly EtechAces Marketing and Consulting). [ 2 ] [ 3 ] In 2020, Paisabazaar was India's largest digital consumer credit marketplace, with a 51.4% market share in terms of disbursals.
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