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  2. Independent insurance agent - Wikipedia

    en.wikipedia.org/wiki/Independent_Insurance_Agent

    Several companies may authorize the agent to sell for them, but the agent remains an independent businessperson. While the agent collects commissions, they do not collect a salary from the companies they represent. On average, independent agents work with thirteen property and casualty and six life and health insurance companies on a regular basis.

  3. AP Chemistry - Wikipedia

    en.wikipedia.org/wiki/AP_Chemistry

    The 2014 AP Chemistry exam was the first administration of a redesigned test as a result of a redesigning of the AP Chemistry course. The exam format is now different from the previous years, with 60 multiple choice questions (now with only four answer choices per question), 3 long free response questions, and 4 short free response questions.

  4. Agent of record - Wikipedia

    en.wikipedia.org/wiki/Agent_of_Record

    An agent of record (AOR) is an individual or legal entity with a duly executed contractual agreement with an insurance policy owner in line with the prevailing legal norms and regulations of the region in which the contract was entered. The agent of record has a legal right to receive commissions from the respective insurance policy.

  5. A California woman who spent over $200K remodeling her ... - AOL

    www.aol.com/finance/california-woman-spent-over...

    Working directly with insurance providers and insurance agents can almost always help you find new coverage at either a similar price or coverage level, preventing a gap in coverage which could ...

  6. Advanced Placement exams - Wikipedia

    en.wikipedia.org/wiki/Advanced_Placement_exams

    Advanced Placement (AP) examinations are exams offered in United States by the College Board and are taken each May by students. The tests are the culmination of year-long Advanced Placement (AP) courses, which are typically offered at the high school level. AP exams (with few exceptions [1]) have a multiple-choice section and a free-response ...

  7. Insurance broker - Wikipedia

    en.wikipedia.org/wiki/Insurance_broker

    An insurance broker is an intermediary who sells, solicits, or negotiates insurance on behalf of a client for compensation. An insurance broker is distinct from an insurance agent in that a broker typically acts on behalf of a client by negotiating with multiple insurers, while an agent represents one or more specific insurers under a contract.

  8. Real estate agent - Wikipedia

    en.wikipedia.org/wiki/Real_estate_agent

    The term "agent" is not to be confused with salesperson or broker. An agent is simply a licensee that has entered into an agency relationship with a client. A broker can also be an agent for a client. It is commonly the firm that has the actual legal relationship with the client through one of their sales staff, be they salespersons or brokers.

  9. Glossary of chemistry terms - Wikipedia

    en.wikipedia.org/wiki/Glossary_of_chemistry_terms

    Also acid ionization constant or acidity constant. A quantitative measure of the strength of an acid in solution expressed as an equilibrium constant for a chemical dissociation reaction in the context of acid-base reactions. It is often given as its base-10 cologarithm, p K a. acid–base extraction A chemical reaction in which chemical species are separated from other acids and bases. acid ...