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Traditionally, each guest would bring the new homeowners a pound of cheese, cornmeal, flour, sugar, or any other staple food needed to stock the new home's pantry. In modern times the tradition has been extended to canned goods and even fresh foods, but the hosts are still most likely to receive the basic foodstuffs needed to set up a kitchen.
Key takeaways. The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types.
The key difference between HO-3 and HO-2 policies is that an HO-3 policy covers the physical structure of your home from open perils or any that are not explicitly excluded from your policy.
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Homeowners who live in expensive housing markets, such as San Francisco or New York City, may need more additional living expenses coverage — also called loss of use coverage — than what a ...
Also called global warming denial. climate change feedback A natural phenomenon that may increase or decrease the warming that eventually results from a change in radiative forcing. climate change mitigation approaches to limit global warming, primarily by the substitution of fossil fuels with low-carbon sources of energy climate commitment How much future warming is "committed", even if ...
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