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2. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   Your interest is mostly determined by your credit score. The higher it is, the lower your rate and monthly payment will be. Repayment term: This is the amount of time you have to repay the loan.

3. What is a down payment? - AOL

   www.aol.com/finance/down-payment-180952544.html

   Smaller monthly payments: Let’s look at the difference between 3 percent down and 20 percent down on a $400,000 home. With a 30-year loan at a fixed 6 percent interest rate, the bigger down ...

4. How to refinance your ARM into a fixed-rate mortgage - AOL

   www.aol.com/finance/refinance-arm-fixed-rate...

   Improving your credit score before applying. Raising your score from 680 to 740 could potentially drop your rate by 0.5% (say, 6.50% to 6.00%), saving $130 monthly on a $400,000 loan ...

5. FHA insured loan - Wikipedia

   en.wikipedia.org/wiki/FHA_insured_loan

   FHA loans require a minimum FICO score of 580 to qualify for 3.5% down or 500 for 10% down. [ citation needed ] Additionally, the lender checks the financial history of the person getting the loan to see whether they have been delinquent on loans owed to the U.S. government; if they are, they do not qualify for a FHA loan.

6. Credit card interest - Wikipedia

   en.wikipedia.org/wiki/Credit_card_interest

   Credit card interest is a way in ... that range in credit limit from $1,000 to $30,000 calculate the finance ... free" minimum payment) in order to pay down the sub ...

7. What credit score is needed to buy a house? - AOL

   www.aol.com/finance/credit-score-needed-buy...

   Loan Type. Minimum Credit Score. Conventional loans. 620. FHA loans. 500 (with 10% down payment); 580 (with 3.5% down payment) USDA loans. The USDA has no minimum limit, but lenders generally like ...