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Many a homeowner has been "inspired" to do-it-yourself-dom by a traumatic encounter with a bad contractor (traumatic to the psyche -- or the pocketbook). In the same vein, the spate of loan ...
A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your credit report. ... such as a financial hardship or medical emergency ...
Follow these steps to help soften the impact of an unexpected hit to your finances.
An undue hardship is an American legal term referring to special or specified circumstances that partially or fully exempt a person or organization from performance of a legal obligation so as to avoid an unreasonable or disproportionate burden or obstacle. [1] [2] [3]
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Indemnities form the basis of many insurance contracts; for example, a car owner may purchase different kinds of insurance as an indemnity for various kinds of loss arising from operation of the car, such as damage to the car itself, or medical expenses following an accident.
The hardship clause is sometimes used in relation to force majeure, particularly because they share similar features and they both cater to situations of changed circumstances. The difference between the two concepts is that hardship is the performance of the disadvantaged party becoming much more burdensome but still possible.
Step 2: You’ll need to complete and sign the borrower assistance form and Form 4506-C from the IRS, which allows the lender to request a transcript of your tax return.