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  2. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your credit report. ... such as a financial hardship or medical emergency.

  3. Flex Modification Program (FMP): Everything you need to know

    www.aol.com/finance/flex-modification-program...

    Step 2: You’ll need to complete and sign the borrower assistance form and Form 4506-C from the IRS, which allows the lender to request a transcript of your tax return.

  4. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Tax consequences — Another common objection to debt settlement is that debtors whose debts are partially canceled outside the bankruptcy system will need to report the canceled portion of the debt as taxable income. (IRS Publication Form 982) The Internal Revenue Service (IRS) considers any amount of forgiven debt as taxable income. Under the ...

  5. Undue hardship - Wikipedia

    en.wikipedia.org/wiki/Undue_hardship

    An undue hardship is an American legal term referring to special or specified circumstances that partially or fully exempt a person or organization from performance of a legal obligation so as to avoid an unreasonable or disproportionate burden or obstacle. [1] [2] [3]

  6. Group Exemption Letter - Wikipedia

    en.wikipedia.org/wiki/Group_Exemption_Letter

    A Group Exemption Letter or (GEL) is a special letter that is issued by the United States Internal Revenue Service (IRS). [1] A GEL pertains to organizations that have been recognized by the IRS as tax exempt organizations. [2] Many organizations in the United States maintain a GEL and obtaining one can be of benefit to an organization. [3]

  7. Did long COVID cause you financial hardship? The Enquirer ...

    www.aol.com/did-long-covid-cause-financial...

    The Enquirer is working on an article about long COVID and financial hardship. Please contact us if you're willing to talk about your experiences

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