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2. How to See If You're Prequalified for a Credit Card - AOL

   www.aol.com/finance/see-youre-prequalified...

   After you see that you prequalify for a credit card offer, your next step is to apply for the offer. If you’re doing it online, this application process is usually pretty easy. The card issuer ...

3. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

   www.aol.com/news/2013-09-06-preapproved-credit...

   But physical junk mail is a bit tougher to disregard -- especially when it's a big, bulky envelope from a bank with a pre-approved credit card Pre-Approved Credit Card Offers: 4 Things You Really ...

4. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

5. Pre-qualification - Wikipedia

   en.wikipedia.org/wiki/Pre-qualification

   In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

6. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

7. Prequalified vs. preapproved: What’s the difference? - AOL

   www.aol.com/finance/prequalified-vs-preapproved...

   Some mortgage lenders give borrowers the option to see if they prequalify for a loan. To get a prequalification, you’ll need to undergo a soft credit check — which won’t affect your credit ...