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Fragmentation in a technology market happens when a market is composed of multiple highly-incompatible technologies or technology stacks, forcing prospective buyers of a single product to commit to an entire product ecosystem, rather than maintaining free choice of complementary products and services.
A recent trend in some monetary systems as inflation gradually reduces the value of money is to eliminate the smallest denomination coin (typically 0.01 of the local currency). The total cost of purchased items is then rounded up or down to, for example, the nearest 0.05. This may have an effect on future just-below pricing, especially at small ...
Fear of insolvent banks: Japanese people are afraid that banks will collapse so they prefer to buy (United States or Japanese) Treasury bonds instead of saving their money in a bank account. This likewise means the money is not available for lending and therefore economic growth. This means that the savings rate depresses consumption, but does ...
0% financing or zero percent financing, alternatively known as discounted finance, is a widely used marketing tactic for attracting buyers of consumer goods, automobiles, real estate, or credit cards in different parts of the world.
Image credits: debdeman #7. Not me but my mother. My mom bought the travel insurance on her Disneyworld trip because she is bipolar and thought if she had a bad day they would get a refund.
The GDP in the country grew 6.3% in 2015. Their inflation rate was about 1.4%, and the service sector had grown, becoming a large part of GDP. The economy did not generate a large amount of savings, despite the fact that the 6% growth during the economic recovery of the 3rd and 4th quarter was largely driven by consumer spending. [23]
Furthermore, efforts to meet ESG criteria for sustainability are perceived as a means to attract socially conscious consumers, employees, and investors. In essence, the use of ESG no longer aligns with its original sustainability objectives but has become a marketing tool to attract investors to increase profits.
Environmentally "conscious" consumers want their purchased products to be environmentally ethical. According to James G. Carrier, [ 34 ] on a personal level their purchases can make them feel more positively moral and second they can help put pressure on firms in a competitive market to change the way they do things.