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  2. Internal ratings-based approach (credit risk) - Wikipedia

    en.wikipedia.org/wiki/Internal_Ratings-Based...

    The capital charge is equivalent to the potential loss on the institution’s equity portfolio arising from an assumed instantaneous shock equivalent to the 99th percentile, one-tailed confidence interval of the difference between quarterly returns and an appropriate risk-free rate computed over a long-term sample period.

  3. Institutional review board - Wikipedia

    en.wikipedia.org/wiki/Institutional_review_board

    An institutional review board (IRB), also known as an independent ethics committee (IEC), ethical review board (ERB), or research ethics board (REB), is a committee at an institution that applies research ethics by reviewing the methods proposed for research involving human subjects, to ensure that the projects are ethical. The main goal of IRB ...

  4. Probability of default - Wikipedia

    en.wikipedia.org/wiki/Probability_of_default

    The probability of default is an estimate of the likelihood that the default event will occur. It applies to a particular assessment horizon, usually one year. Credit scores, such as FICO for consumers or bond ratings from S&P, Fitch or Moodys for corporations or governments, typically imply a certain probability of default.

  5. How Should You Respond When Your Adult Children Ask For Money?

    www.aol.com/finance/respond-adult-children-ask...

    Parents who do not think too deeply about the types of money requests being made from them may struggle to take care of their own needs such as planning for retirement.

  6. Office for Human Research Protections - Wikipedia

    en.wikipedia.org/wiki/Office_for_Human_Research...

    An institutional review board (IRB) is a type of committee that reviews human based bio-research. Under 45 C.F.R 46, each IRB that is designated by an institution must be registered with the Office for Human Research Protections (OHRP) of the Department of Health and Human Services (HHS). When registering an IRB, the following information must ...

  7. Sen. Orrin Hatch sparks backlash after claiming there's 'no ...

    www.aol.com/article/news/2017/12/03/sen-orrin...

    Less than two days after the Senate passed widely criticized tax reform legislation, one of the tax bill’s key proponents came under fire for claiming there’s “no money” for a children’s ...

  8. 11-year-old girl helps deliver mom's baby before going to school

    www.aol.com/news/2015-11-30-11-year-old-girl...

    Just hours after Caitlin helped deliver her mother's newest child, the 11-year-old went off to enjoy a normal day at school. We're sure she had a very exciting story to tell her classmates that ...

  9. Parental leave in the United States - Wikipedia

    en.wikipedia.org/wiki/Parental_leave_in_the...

    The labor participation rate of mothers with children aged less than one rose from 31% in 1976 to 54% in 1992. [13] The contribution of women's earnings to her family income rose from 26.6% in 1970 to 36% in 2008. [ 14 ]

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