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  2. I almost made the mistake of paying for mortgage insurance ...

    www.aol.com/finance/almost-made-mistake-paying...

    VA loans: Though it’s not technically referred to as mortgage insurance, loans backed by the Department of Veterans Affairs require a funding fee to help lower the cost of VA loans and reduce ...

  3. Closing costs: What are they and how much are they? - AOL

    www.aol.com/finance/closing-costs-much-175340844...

    This policy protects the lender, and the cost is usually 0.50 percent to 1 percent of the amount of the mortgage. Origination fee: Lenders can charge an origination fee for creating the loan ...

  4. What are APR fees on a mortgage? - AOL

    www.aol.com/finance/apr-fees-mortgage-194052712.html

    Mortgage broker fees: If you’re obtaining your mortgage through a broker, the lender that broker works with usually wraps the broker’s fee into the APR. Mortgage insurance: If you’re putting ...

  5. Good faith estimate - Wikipedia

    en.wikipedia.org/wiki/Good_faith_estimate

    This is the prepaid mortgage insurance premium, if needed. This is the insurance premium some lenders charge for loans with little equity. 903 - Hazard Insurance Premium; This is used to record hazard insurance premiums that must be paid at settlement in order to have immediate insurance on the property.

  6. Paid outside closing - Wikipedia

    en.wikipedia.org/wiki/Paid_outside_closing

    Paid outside closing (POC) is the fees or payments rendered outside normal title insurance and underwriting fees due at the time of closing a loan. When acquiring a mortgage or refinancing, a lender or broker may show that an appraisal fee is POC because the fee is usually due at the time of service, prior to closing.

  7. Closing costs - Wikipedia

    en.wikipedia.org/wiki/Closing_costs

    Mortgage application fees, paid by the buyer to the lender, to cover the costs of processing their loan application. In some cases, the buyer would pay the lender the application directly and prior to closing, while in other cases the fee is part of the buyer's closing costs payable at closing.

  8. What is mortgage insurance? - AOL

    www.aol.com/finance/mortgage-insurance-174421492...

    Mortgage insurance is a fee you pay to your lender to cover risks associated with funding your loan. Different loan types have different kinds of mortgage insurance. Conventional mortgages have ...

  9. What is a property survey, and how do I get one? - AOL

    www.aol.com/finance/property-survey-one...

    A simple boundary survey can cost anywhere from $100 to $600, while a mortgage survey for buying a house costs about $500, according to data from HomeAdvisor. A survey for fencing can run up to ...

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