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  2. HSBC - Wikipedia

    en.wikipedia.org/wiki/HSBC

    HSBC Holdings plc (Chinese: 滙豐; initialism from its founding member The Hongkong and Shanghai Banking Corporation) is a British universal bank and financial services group headquartered in London, England, with historical and business links to East Asia and a multinational footprint.

  3. Highest savings rates today: Build your savings balance ... - AOL

    www.aol.com/finance/highest-savings-rates-today...

    Today’s highest savings rates are at FDIC-insured digital banks and accounts offering yields of up to 5.55% APY with a minimum $500 opening deposit at My Banking Direct and Western Alliance and ...

  4. Official bank rate - Wikipedia

    en.wikipedia.org/wiki/Official_bank_rate

    The official bank rate has existed in various forms since 1694 and has ranged from 0.1% to 17%. [7] The name and meaning (depositing vs lending) of this key interest rate has changed over the years. The current name, Official Bank Rate , was introduced in 2006 [ 7 ] and replaced the previous Repo Rate (repo is short for repurchase agreement ...

  5. Bank rate - Wikipedia

    en.wikipedia.org/wiki/Bank_rate

    This rate is revised periodically. However, there is no predetermined schedule. The repo rates are changed reactively depending on the economy. As in other countries, repo rates affect the money flow into the nation's economy and affect the inflation and commercial banks' lending or interest rate. As of May 2020, the Bank Rate is 4.65%. [14]

  6. Online savings account - Wikipedia

    en.wikipedia.org/wiki/Online_savings_account

    OSAs are often characterized by a higher interest rate or lower fees, compared with traditional savings accounts. Many of these high-yield accounts have no minimum balance. Account holders may link their OSAs to their existing external bank accounts for easy transfer of funds between multiple accounts.

  7. Fixed vs. variable interest rates: How these rate types work ...

    www.aol.com/finance/fixed-vs-variable-interest...

    Generally, fixed rates offer higher savings on interest-earning products when the federal funds rate — or Fed rate — is high. This is particularly true when the Federal Reserve is signaling ...

  8. US banks are offering cash to get you to open a checking ...

    www.aol.com/finance/us-banks-offering-cash-open...

    Some banks require a customer to deposit a minimum amount via direct deposit, often ranging from $500 to $2,000, within a specific time frame — usually within 60 or 90 days of account opening.

  9. Best current account cash switch offers from banks in January ...

    www.aol.com/best-current-account-cash-switch...

    The rate is fixed for a year and other terms are attached with this separate saver account. For the current account, there’s also a £250 zero per cent overdraft attached, subject to credit checks.

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