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2. Bankrate’s 2024 Credit Card Debt Report - AOL

   www.aol.com/finance/bankrate-2024-credit-card...

   Key insights from Bankrate's 2024 Emergency Savings Report. 36% of U.S. adults have more credit card debt than emergency savings. 36% of U.S. adults are prioritizing both debt repayment and ...

3. Credit card interest rates could go down in 2024: What you ...

   www.aol.com/credit-card-interest-rates-could...

   A record $1.13 trillion in debt ended up on credit card balances during the fourth quarter of 2023, according to the latest report on household debt from the Federal Reserve Bank of New York ...

4. Credit cards are charging more 'excess' interest than ever ...

   www.aol.com/news/credit-cards-charging-more...

   The researchers estimated an average borrower with $5,300 in credit card debt would’ve paid at least an extra $250 last year thanks to that “excess” margin.

5. Consumer Reports - Wikipedia

   en.wikipedia.org/wiki/Consumer_Reports

   Consumer Reports (CR), formerly Consumers Union (CU), is an American nonprofit consumer organization dedicated to independent product testing, investigative journalism, consumer-oriented research, public education, and consumer advocacy.

6. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   Credit reports are legal to use for employment screening in all states, although some have passed legislation limiting the practice to only certain positions. John Ulzheimer, president of The Ulzheimer Group and the founder of CreditExpertWitness.com, stated in a CNBC report that, "[credit scores] indicate if you're in financial distress. These ...

7. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   The law requires all three agencies, Equifax, Experian, and Transunion, to provide reports. These credit reports do not contain credit scores from any of the three agencies. The three credit bureaus run Annualcreditreport.com, where users can get their free credit reports. Non-FICO credit scores are available as an add-on feature of the report ...