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  2. State Farm - Wikipedia

    en.wikipedia.org/wiki/State_Farm

    The lead plaintiff, Joan St. Julian, claims that State Farm violated the law by failing to pay sales tax to drivers when reimbursing them for the "actual cash value" of their cars that were deemed total losses. [69] According to the lawsuit, State Farm systematically underpaid claims made by thousands of consumers who experienced total vehicle ...

  3. Confessions of an insurance claims adjuster - AOL

    www.aol.com/finance/confessions-insurance-claims...

    Bankrate asked New York-based Scott Congiusti, assistant vice president of claims for HUB International insurance brokerage, to take us behind the scenes of a claims adjuster’s life.

  4. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    The insurer may require that the claim be filed on its own proprietary forms, or may accept claims on a standard industry form, such as those produced by ACORD. Insurance company claims departments employ a large number of claims adjusters, supported by a staff of records management and data entry clerks. Incoming claims are classified based on ...

  5. Tort reform - Wikipedia

    en.wikipedia.org/wiki/Tort_reform

    Insurers paid out $556 million in claims to homeowners and $47 million to car owners. After the storms, thousands of lawsuits were filed against insurers and adjusters. The lawsuits were based on allegations of "low-ball payments on claims." As a reaction, a state senator introduced legislation (Senate Bill 1628) to reform hailstorm litigation ...

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  7. Workers' compensation - Wikipedia

    en.wikipedia.org/wiki/Workers'_compensation

    Workers' compensation or workers' comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. The trade-off between assured, limited coverage and lack of ...