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2. What Is a homeowners insurance peril and how does it work? - AOL

   www.aol.com/finance/homeowners-insurance-peril...

   Named peril coverage can apply to your dwelling and personal property coverage, depending on what policy form you have. The most common policy form, HO-3 policies, usually cover personal property ...

3. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   Personal property coverage: This coverage makes up a large portion of your homeowners insurance and is designed to replace your home’s contents after a covered peril, including clothing ...

4. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   Broad "named perils" [5] – this form expands on the "basic form" by adding 6 more covered perils. Again, this is a "named perils" policy. The loss must specifically be listed to receive coverage. Fortunately, the "broad form" is designed to cover the most common forms of property damage. Broad-form covered perils: All basic-form perils

5. HO-2 homeowners insurance policies

   www.aol.com/finance/ho-2-insurance-194603218.html

   Key takeaways. An HO-2 policy is a type of homeowners insurance that only covers damages caused by perils specifically named in your policy. An HO-2 typically covers 16 named perils, including ...

6. Extended coverage - Wikipedia

   en.wikipedia.org/wiki/Extended_coverage

   Extended coverage added insurance against loss by the perils of windstorm, hail, explosion, civil commotion, riot and riot attending a strike, aircraft damage, vehicle damage, and smoke damage. [ 1 ] The endorsement has been largely supplanted by what is referred to as "basic" causes-of-loss form first introduced by Insurance Services Office in ...

7. Property insurance - Wikipedia

   en.wikipedia.org/wiki/Property_insurance

   An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...