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Section 504 Home Repair Program – This program provides loans and grants to low-income and elderly homeowners, respectively, to help cover the cost of repairing or modernizing their single ...
The U.S. Department of Agriculture (USDA)’s Rural Development office offers single-family housing repair loans and grants to homeowners who are age 62 and older in eligible rural areas (check ...
The USDA Single Family Housing Repair Loans and Grants program assists homeowners aged 62 and older. The program exists to help promote “safe, decent housing for older adults in rural areas.”
They are on top of insurance awards, private or federal, which may have already been received. Additionally, the program has been extended to provide cash grants to facilitate the elevation of homes in flood prone areas. According to the Road Home web site, "32,389 applicants have received elevation disbursements totaling $942,865,530". [1]
Home purchase or rehabilitation financing assistance – In this type of activity, the HOME program may provide a down payment for the purchase of a housing unit to a financial institution, thereby reducing the monthly mortgage payment of the loan balance for a low-income family that otherwise could not afford the monthly payment. The down ...
Section 504 loans and grants are a USDA rural housing repair program authorized under Section 504 of the Housing Act of 1949. Under current regulations, rural homeowners with incomes of 50% or less of the area median may qualify for the Rural Housing Service (RHS) direct loans to repair their homes. Loans are limited to $20,000 and have a 20 ...
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