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Other options for tackling credit card debt include working with a credit counseling firm or transferring your balance to a new credit card with a 0 percent APR period.
[41] 1/3 of Latino lawyers perform pro bono work and 49% of Latino lawyers report to meet this 50 hour annual quota with 8.3% report to providing 200 hours or more. Pro bono services are sometimes awarded by Courts in cases related to employment, sex discrimination, consumer credit and fraud amongst others.
The National Foundation for Credit Counseling (NFCC) and Financial Counseling Association of America (FCAA) make it easy to find and connect with an accredited counselor. Watch out for red flags ...
The Equal Credit Opportunity Act of 1974 made it easier for both groups to obtain credit cards and loans. The act includes rights and protections for consumers applying for credit.
The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...
The Consumer Credit Protection Act (CCPA) is a United States law Pub. L. 90–321, 82 Stat. 146, enacted May 29, 1968, composed of several titles relating to consumer credit, mainly title I, the Truth in Lending Act, title II related to extortionate credit transactions, title III related to restrictions on wage garnishment, and title IV related to the National Commission on Consumer Finance.