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  2. Personal loan alternatives for bad-credit borrowers - AOL

    www.aol.com/finance/alternatives-bad-credit...

    While the average personal loan requires a credit score between 610 and 640, peer-to-peer loans may offer loans as low as 600. Funding times are often similar to what personal loan lenders offer.

  3. 6 types of bad credit loans and their uses - AOL

    www.aol.com/finance/6-types-bad-credit-loans...

    Best for. Individuals with poor credit scores who can access this option through their bank or credit union. Car title loans. Car title loans let you borrow between 25 and 50 percent of your ...

  4. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

  5. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    If you have bad credit and need to borrow money, don’t get a no-credit-check loan. ... it may be better to look into getting a bad credit personal loan or a bad credit ... With payday loans, the ...

  6. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    For example, the average personal loan rate, as of February 2023, comes out to 12.10 percent, while the average payday loan reaches three-digit interest rates. Plus, you’ll be hit with even more ...

  7. What is a bad credit personal loan? Here’s what to know - AOL

    www.aol.com/finance/bad-credit-loans-know-decide...

    A bad credit personal loan is a loan for borrowers with FICO scores below 580 — though some lenders consider credit scores into the low-600s bad. They can provide funds if you need a loan but ...

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