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  2. How to apply for a credit card and get approved - AOL

    www.aol.com/finance/apply-credit-card-approved...

    Knowing your credit score helps you to apply only for cards with credit score requirements you can reasonably meet. For example, if you have a poor credit score, ...

  3. 9 tips for maximizing your approval for a credit card - AOL

    www.aol.com/finance/9-tips-maximizing-approval...

    If you applied for a credit card with a poor credit score of 560 and were denied, for example, you should improve your score at least until you’re in the “fair” range (FICO scores of 580 to ...

  4. 10 credit card mistakes to avoid in 2025 - AOL

    www.aol.com/finance/10-credit-card-mistakes...

    That’s because each card application can trigger a hard inquiry on your credit, which impacts your credit score. New credit makes up 10 percent of your FICO score and 5 percent of your VantageScore.

  5. What does it mean when your credit card application is ... - AOL

    www.aol.com/finance/does-mean-credit-card...

    And if your application has been accepted, you can often make online purchases with your new credit card number immediately, though it’ll still usually take seven to 10 days for the physical ...

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

  7. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Application scores tend to be dominated by credit bureau data which typically amounts to over 80% of the predictive power compared to 60% in the late 1980s [5] for UK scorecards. Indeed, there has been an increasing trend to minimize applicant or non-verifiable variables from scorecards, resulting in the reliance on credit bureau data.

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