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  2. Stored-value card - Wikipedia

    en.wikipedia.org/wiki/Stored-value_card

    The system eliminates cash and coins from the entire ship and instead requires sailors to add money from their personal bank accounts to one of two systems held on the cash card. A stored-value card (SVC) or cash card is a payment card with a monetary value stored on the card itself, not in an external account maintained by a financial ...

  3. Card security code - Wikipedia

    en.wikipedia.org/wiki/Card_security_code

    The card security code is not encoded on the magnetic stripe but is printed flat. American Express cards have a four-digit code printed on the front side of the card above the number. Diners Club, Discover, JCB, Mastercard, and Visa credit and debit cards have a three-digit card security code. The code is the final group of numbers printed on ...

  4. Visa Cash - Wikipedia

    en.wikipedia.org/wiki/Visa_Cash

    Visa Cash is a smart card electronic cash system, implemented as a stored-value card owned by Visa. Trialled in various locations worldwide (including Leeds, UK in 1997), the system works via a 'chip' embedded in a bank card, and looks similar to the so-called ' Chip and PIN ' cards issued, among other countries, in Europe.

  5. 8 balance transfer credit card mistakes to avoid - AOL

    www.aol.com/finance/8-balance-transfer-credit...

    The credit card issuer that inherited your debt from another account will usually charge between 3 percent and 5 percent of the balance. Therefore, on a balance of $8,000, your balance transfer ...

  6. Pros and cons of a balance transfer - AOL

    www.aol.com/finance/pros-cons-balance-transfer...

    Key takeaways. A balance transfer credit card can help you pay off your debt faster and save money on interest, but it may not be the right move for everyone. Balance transfer credit cards offer ...

  7. What Is the Difference Between a Charge Card and a ... - AOL

    www.aol.com/finance/difference-between-charge...

    The primary differences between charge cards vs. credit cards are interest charged on balances and the payment requirements. FAQ Here are some answers to frequently asked questions about the ...

  8. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  9. Payment card number - Wikipedia

    en.wikipedia.org/wiki/Payment_card_number

    Payment card numbers are composed of 8 to 19 digits, [1] The leading six or eight digits are the issuer identification number (IIN) sometimes referred to as the bank identification number (BIN). [2]: 33 [3] The remaining numbers, except the last digit, are the individual account identification number. The last digit is the Luhn check digit.

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