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A deferred annuity that permits allocations to stock or bond funds and for which the account value is not guaranteed to stay above the initial amount invested is called a variable annuity (VA). A new category of deferred annuity, called the fixed indexed annuity (FIA) emerged in 1995 (originally called an Equity-Indexed Annuity). [5]
Indexed annuities are a type of fixed annuity which are regulated and distributed in the same manner as fixed annuities (through licensed insurance agents). Indexed annuities are a conservative safe money place for retirement dollars. [4] Indexed annuities usually provide a purchaser with various options for interest crediting.
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A fixed annuity comes with a guaranteed minimum interest rate — set by the insurance company providing the annuity, which means you can better predict the amount of income it will produce.
A free look period gives you the chance to review your annuity contract before signing. ... Texas. 20 days for a new policy. 30 days for a replacement policy. Utah.
Floor burnisher is the term for a high speed floor buffer that rotates its pad at over 1000 RPM. Closely resembling a large upright, wide-based vacuum cleaner with handlebar controls and requiring two-handed steering by beginners, a floor buffer uses one or more variable-speed circular rotary brushes to dislodge dirt and dust from and apply a ...
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