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2. Are government loans easier to get? - AOL

   www.aol.com/finance/government-loans-easier...

   Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates than conventional loans. Government loans do offer lower down payment and credit ...

3. Using a 401(k) loan to buy a car: Is it ever a good idea? - AOL

   www.aol.com/finance/using-401-k-loan-buy...

   To obtain a 401(k) loan, you will likely be required to complete an application provided by the plan administrator. Good to know: Unlike traditional auto loans, 401(k) loan rates aren’t based on ...

4. Small business financing: Your options - AOL

   www.aol.com/finance/small-business-financing...

   Small Business Administration loans are term loans or lines of credit partially guaranteed by the U.S. government. These loans have requirements and maximum interest rates set by the SBA. They ...

5. Government-backed loan - Wikipedia

   en.wikipedia.org/wiki/Government-backed_loan

   A government-backed loan is a loan subsidized by the government, also known in the United States as a Federal Direct Loan, which protects lenders against defaults on payments, thus making it a lot easier for lenders to offer potential borrowers lower interest rates.

6. Car finance - Wikipedia

   en.wikipedia.org/wiki/Car_finance

   A direct loan is one that the borrower arranges with a lender directly. Indirect financing is arranged by the car dealership where the car is purchased. Legally, an indirect “loan” is not technically a loan; when a car buyer obtains financing facilitated by a dealership, the buyer and dealer sign a Retail Installment Sales Contract rather ...

7. Advanced Technology Vehicles Manufacturing Loan Program

   en.wikipedia.org/wiki/Advanced_Technology...

   Energy Secretary Chu announced the loans to Ford employees in Detroit.. Advanced Technology Vehicles Manufacturing (ATVM) Loan Program is a $25 billion direct loan program funded by Congress in fall 2008 to provide debt capital to the U.S. automotive industry for the purpose of funding projects that help vehicles manufactured in the U.S. meet higher mileage requirements and lessen U.S ...