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Instead, here are nine completely free, easy-to-use budget templates and spreadsheets that are available to download right now. Microsoft Excel Personal Monthly Budget Spreadsheet Where to get it ...
Vanguard Federal Money Market Fund (VMFXX) ... Expense ratio: 0.11 percent. Fund assets: $333.4 billion. Minimum initial investment: ... Other fees: Be sure to pay attention to any additional fees ...
One notable component of the expense ratio of U.S. funds is the "12b-1 fee", which represents expenses used for advertising and promotion of the fund. 12b-1 fees are paid by the fund out of mutual fund assets and are generally limited to a maximum of 1.00% per year (.75% distribution and .25% shareholder servicing) under FINRA Rules. [7]
Fees and gates. The SEC is giving money fund boards of directors the discretion whether to impose a liquidity fee if a fund's weekly liquidity level falls below the required regulatory threshold, and/or to suspend redemptions temporarily, i.e., to "gate" funds, under the same circumstances.
Blogger underwent a major redesign on May 9, 2004, which included web standards-compliant templates, individual archive pages for posts, comments, and email posting. Blogger's new version, codenamed "Invader," was released in beta alongside the gold update on August 14, 2006.
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