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2. How to maximize your 0% APR credit card and avoid debt traps

   www.aol.com/finance/maximize-0-apr-credit-card...

   Debt to pay off. Monthly payments. Time to pay off. Interest/fees paid. Card with 15-month intro APR offer. $5,150 (principal balance + BT fee) $300. 17. $150 BT fee, $12.10 in interest

3. What is a 0% intro APR card? What to know about no-interest ...

   www.aol.com/finance/intro-apr-cards-001631619.html

   A 0% intro APR credit card can be a useful way to pay for large purchases or consolidate high-interest credit card debt, acting like a no-interest short-term loan if used responsibly.

4. Which cards still offer a 21-month intro APR? - AOL

   www.aol.com/finance/cards-still-offer-21-month...

   While credit unions don’t advertise their products as widely as larger traditional banks, they often offer highly competitive rates on loan products, including credit cards. 21-month 0% APR card ...

5. Credit card interest - Wikipedia

   en.wikipedia.org/wiki/Credit_card_interest

   Interest rates vary widely. Some credit card loans are secured by real estate, and can be as low as 6 to 12% in the U.S. (2005). [citation needed] Typical credit cards have interest rates between 7 and 36% in the U.S., depending largely upon the bank's risk evaluation methods and the borrower's credit history.

6. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   Credit card companies in some countries have been accused by consumer organizations of lending at usurious interest rates and making money out of frivolous "extra charges". [ 11 ] Abuses can also take place in the form of the customer defrauding the lender by borrowing without intending to repay the loan.

7. Annual percentage rate - Wikipedia

   en.wikipedia.org/wiki/Annual_percentage_rate

   The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.