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2. From payment history to what’s owed, here’s how to unravel ...

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   In fact, missed or late payments can stay on your credit record for seven years, so consider setting up automatic payments or payment reminder alerts. Amounts owed: 30%.

3. When does debt fall off your credit report? - AOL

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   Type of derogatory mark. Length of time. Hard Inquiries. 2 years. Money owed to or guaranteed by the government. 7 years. Late payments. 7 years. Foreclosures

4. Help! I Owe the IRS Federal Taxes. What Are My Payment ... - AOL

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   The IRS Fresh Start program or Fresh Start initiative was established in 2011 to help eligible taxpayers manage past-due tax debts. The program is designed to aid people who don’t have a prior ...

5. This IRS Payment Glitch Could Result in Past Due Notices for ...

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   When paying a balance due or an estimated tax payment, if the secondary taxpayer makes a payment in their name and SSN, the system may not accept it. ... The 10 Best Cash Back Credit Cards for ...

6. What do the different versions of FICO scores mean? - AOL

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   Payment history: If you have past-due bills, bring them current and pay all your bills on time going forward. Amounts owed: Try to use less of your available credit. For example, if you have a ...

7. 4 Tips to Minimize Damage After a Late Payment - AOL

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   Whether your bank account balance was low, you forgot to make a payment, or the mail arrived late, missing a due date on a credit card or loan feels terrible. 4 Tips to Minimize Damage After a ...