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2. Do you need full-coverage car insurance? What it is, when it ...

   www.aol.com/finance/full-coverage-car-insurance...

   Coverage options like personal injury protection (PIP), uninsured motorist coverage and roadside assistance. ... you probably don't need collision coverage. However, keeping comprehensive coverage ...

3. What happens if you get in an accident without insurance? - AOL

   www.aol.com/finance/happens-accident-without...

   If you have uninsured motorist coverage, this can help cover the damage costs. It can also be helpful to get the other driver’s contact information, even if they do not have insurance.

4. Minimum car insurance coverage requirements in each state - AOL

   www.aol.com/finance/minimum-car-insurance...

   Uninsured/Underinsured motorist coverage (UM/UIM): Uninsured and underinsured motorist coverage offer financial protection in the event that you get into an accident with a driver who is uninsured ...

5. Uninsured motorist clause - Wikipedia

   en.wikipedia.org/wiki/Uninsured_motorist_clause

   Most states require a victim to sue the uninsured motorist (or a fictitious John Doe hit and run driver when litigating the second category of uninsured motorist claim) for his injuries in order to prevail on a breach of contract action against the insurance carrier. Some states, such as Virginia, require that the victim actually obtain a ...

6. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   Uninsured/Underinsured coverage, also known as UM/UIM, provides coverage if an at-fault party either does not have insurance, or does not have enough insurance. In effect, the insurance company pays the insured medical bills, then would subrogate from the at fault party. This coverage is often overlooked and very important.

7. These states are increasing minimum coverage ... - AOL

   www.aol.com/finance/states-increasing-minimum...

   Drivers don’t need to take any action. A new year brings new beginnings and, in some states, new car insurance laws. ... Uninsured/underinsured motorist coverage is not required in Virginia, but ...