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  2. What are small business loans and how do they work? - AOL

    www.aol.com/finance/business-loans-215421282.html

    These loans, partially guaranteed by the U.S. Small Business Administration, are known for having low rates and long repayment periods, making them a particularly affordable borrowing option. But ...

  3. SBA loan guide: What they are and how to apply - AOL

    www.aol.com/finance/sba-loan-guide-apply...

    Key takeaways. SBA loans have set maximum interest rates, making them a flexible and affordable business lending option. It can take 30 to 90 days for SBA loan approval and funding.

  4. Small business financing: Your options - AOL

    www.aol.com/finance/small-business-financing...

    Small Business Administration loans are term loans or lines of credit partially guaranteed by the U.S. government. These loans have requirements and maximum interest rates set by the SBA. They ...

  5. How to get a small business loan without collateral

    www.aol.com/finance/small-business-loan-without...

    Bankrate insight. As of March 2024, for fiscal year 2024, 29.9 percent of 7(a) loans were approved for $50,000 and under. New businesses with under two years of experience made up just 18 percent ...

  6. Types of unsecured business loans - AOL

    www.aol.com/finance/types-unsecured-business...

    According to the 2023 Small Business Credit Survey, business lines of credit offer the highest chance of approval. Of employer businesses that applied, 46 percent were fully approved, compared to ...

  7. How to get approved for a startup business loan - AOL

    www.aol.com/finance/approved-startup-business...

    Startups with annual revenue over $100,000 have a significantly higher chance of loan approval. ... So collateral is absolutely going to strengthen a small business startup loan request.” ...

  8. How to get a business loan from a bank - AOL

    www.aol.com/finance/business-loan-bank-192210975...

    However, businesses that meet these requirements can secure a loan relatively easily. Small business loan amounts can reach up to $5 million or more, but the amount a bank will lend you depends on ...

  9. How to get a small business loan when self employed - AOL

    www.aol.com/finance/small-business-loan-self...

    SBA loans are business loans that are partially guaranteed by the Small Business Administration. Because SBA loans offer repayment terms of up to 25 years, self-employed borrowers can stretch out ...

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