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  2. How to calculate your home equity — and how much of it you ...

    www.aol.com/finance/calculate-home-equity...

    Your home equity equals the current value of your home minus your current mortgage debt. Assume your home’s current value is $410,000, and you have a $220,000 balance remaining on your mortgage.

  3. Should you use a HELOC to pay off your mortgage? - AOL

    www.aol.com/finance/heloc-pay-off-mortgage...

    Chance for a lower rate: If your current mortgage has a higher interest rate and the HELOC has a lower rate, you can use the funds from the HELOC to pay off your mortgage sooner for less. This ...

  4. 4 ways to get equity out of your home — and what to know ...

    www.aol.com/finance/how-to-get-equity-out-of...

    Typical interest rates on home equity loans are lower than those of the average credit card and personal loan, and tapping into your home's value to pay off high-interest debt could significantly ...

  5. What is a HELOC? - AOL

    www.aol.com/finance/heloc-home-equity-line...

    A HELOC (home equity line of credit) is a revolving form of credit with a variable interest rate, similar to a credit card. The line of credit is tied to the equity in your home.

  6. How to shop for a HELOC: 10 ways to get the best HELOC rate - AOL

    www.aol.com/finance/shop-heloc-10-ways-best...

    7. Watch out for balloon payments. Getting a low monthly rate may seem like the most important factor when choosing a HELOC, but sometimes those low rates come at the expense of a balloon payment ...

  7. Can I Use a HELOC to Pay off a Mortgage Faster ... - AOL

    www.aol.com/heloc-pay-off-mortgage-faster...

    2. You must have an acceptable debt-to-income (DTI) ratio. Your DTI includes all your debt, such as credit cards, auto loans, student loans, and mortgages.

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