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Blue Cross Blue Shield (BCBS) is an association of insurance companies in the United States that offer Medicare Advantage in every state, Washington D.C., and Puerto Rico. Glossary of Medicare terms
Insurance plans for retirees can be incredibly costly and it often feels like there aren't a ton of choices. Senior citizens might find themselves constantly looking for a better deal, which is ...
A new year often means adjusting to a new health insurance plan with a different set of benefits and costs. Those on Medicare aren't exempt from this. Original Medicare's cost and coverage change ...
A private exchange is an online marketplace that allows employees or retirees to shop for a personalized benefits package from a broad selection of benefit plans, which often includes medical, vision, dental, life, and disability insurance plans, as well as other offerings including non-insurance products like prepaid legal, FSA's, identity theft protection, and so on. [2]
Also, participating employment-based plans could obtain reimbursement for a portion of the cost of providing health insurance to early retirees. [15] In July the Pre-Existing Condition Insurance Plan (PCIP) took effect to offer insurance to those who had been denied coverage by private insurance companies because of a pre-existing conditions.
In 2010 about 250 plans participate in the program. [3] About 20 plans are nationwide or almost nationwide, such as the ones offered by some employee unions such as the National Association of Letter Carriers, by some employee associations such as GEHA, and by national insurance companies such as Aetna and the Blue Cross and Blue Shield Association on behalf of its member companies.