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  2. If you're 62 years old and were born in 1962, your full retirement age is 67. Filing for Social Security as soon as you retire means slashing your monthly benefit by as much as 30% for life.

  3. The average American senior’s net worth skyrockets after ...

    www.aol.com/finance/average-american-senior-net...

    With lower spending needs, many retirees can afford to let their retirement accounts grow longer. Consider allocating part of your portfolio to dividend-paying stocks or bonds, which provide ...

  4. However, if you need the 4% withdrawal for living expenses, you shouldn't feel pressured to only take out 3% of your retirement accounts each year. Keep Some Money in Growth Investments

  5. Retirement spending: A comparison of 3 common withdrawal ...

    www.aol.com/finance/retirement-spending...

    The 4% rule suggests that retirees with at least $1 million in their retirement savings should be able to spend $40,000, or 4% of their savings, in their first year of retirement and increase ...

  6. Retirement Savings: 6 Reasons Your Spending May Not ... - AOL

    www.aol.com/retirement-savings-6-reasons...

    Many people think of retirement as a time when you can do what you want without having to worry about work or money. The common assumption is that your expenses will be minimal during retirement

  7. Experts: Here’s how much you should have in your retirement ...

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    In your 20s, as you start your career and make real money for the first time, your spending changes. After living with your parents or in a college dorm, you can afford a place of your own and ...

  8. Here's the Average Retirement Account Balance After 15 ... - AOL

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    Image source: Getty Images. Here's the average 401(k) balance after 15 years of saving. The Fidelity survey looked at the average 401(k) balance of more than 24 million participants in more than ...

  9. The Psychology of Retirement Income: From Saving to Spending

    www.aol.com/psychology-retirement-income-saving...

    FILE - A canning jar filled with money sits on a shelf in East Derry, N.H., June 15, 2018. (AP Photo/Charles Krupa, File) (ASSOCIATED PRESS)