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  2. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    The best mortgage refinance rates go to those with a score of at least 740. Pay for large expenses. You can do a cash-out refinance to tap your home’s equity for ready money. You can use these ...

  3. Types of mortgage refinance: How to choose - AOL

    www.aol.com/finance/types-mortgage-refinance...

    Short refinance: Similar to the short sale of a home, this is an option for underwater mortgages. In this case, the lender might agree to refinance the loan to match the home’s current market ...

  4. Mortgage refinance: What is it and how does it work? - AOL

    www.aol.com/finance/mortgage-refinance-does...

    A rate-and-term refinance changes either the loan’s interest rate, the loan’s term or both. Cash-out refinance. When you do a cash-out refinance, you use your home equity to withdraw cash to ...

  5. How to get a low-cost mortgage refinance - AOL

    www.aol.com/finance/low-cost-mortgage-refinance...

    Higher interest rate: The lender might charge you a higher interest rate to make up for the no-closing-cost refinance. The lender still gets what you would have paid in closing costs because you ...

  6. Loan modification vs. refinance: Which option is best for you?

    www.aol.com/finance/loan-modification-vs...

    To help you explore mortgage modification vs. refinance, let’s look at these two options. Loan modification vs. refinance Key terms. Loan refinance. A mortgage refinance involves swapping your ...

  7. Mortgages and loans to pay for home renovations - AOL

    www.aol.com/finance/mortgages-loans-pay-home...

    A refinance works well if you can get a lower interest rate than the one on your current mortgage. A lower refinance rate and an increase in home value from renovations are great long-term ...

  8. How much equity do you need to refinance? - AOL

    www.aol.com/finance/much-equity-refinance...

    The LTV ratio and home equity requirements for refinancing vary based on the lender and the type of refinance you’re seeking. Compare: Current refinance rates Home equity requirements by loan type

  9. 5 biggest myths about mortgage refinance - AOL

    www.aol.com/finance/5-biggest-myths-mortgage...

    Homeowners who want to save money over the life of their loan can refinance to a loan with a lower rate and shorter term (such as going from a 30-year fixed-rate mortgage to a 15-year fixed-rate ...

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