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  2. Commercial credit reporting - Wikipedia

    en.wikipedia.org/wiki/Commercial_credit_reporting

    Commercial credit reporting is similar to consumer credit reports but specifically for businesses to assess risk in extending loans, insuring businesses, underwriting insurance risk, purchasing businesses, investing in businesses and most of all in shipping goods to business on credit terms. Government departments are also large users of ...

  3. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Before standardization of credit scoring, statements of character were integral to credit reports well into the 1960s. [3] With credit reports containing probing details about personality, habits, and health, in the hearings on the Fair Credit Reporting Act lawmakers were troubled that individuals were helpless to clear up errors. [4]

  4. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  5. Business credit reports - Wikipedia

    en.wikipedia.org/wiki/Business_credit_reports

    If the vendors report the credit information to the credit bureaus, tradelines will be created a business credit report. For new businesses, this can take some time. [2] If credit grantors use a Paydex Score in determining whether or not to grant credit to a business, they will usually want to see a score of 75 or better.

  6. Here are the 5 biggest changes to credit scores in 2022 - AOL

    www.aol.com/finance/5-biggest-changes-credit...

    BNPL and credit reports. Members of the public pass by a floor advertisement for tech firm Klarna, a European ecommerce company which allows users to buy now, pay later, or pay in instalments, as ...

  7. What is high credit on a credit report? - AOL

    www.aol.com/finance/high-credit-credit-report...

    FICO scores, for example, take five different categories into account, including payment history, new credit, credit mix, the age of your credit and the amount you owe in relation to your credit ...