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2. How to negotiate a debt settlement - AOL

   www.aol.com/finance/negotiate-debt-settlement...

   For example, let’s say you have $10,000 in credit card debt, ... Once you’ve reached a debt settlement agreement, send a letter to your creditor detailing the terms of the agreement. Include ...

3. Accord and satisfaction - Wikipedia

   en.wikipedia.org/wiki/Accord_and_satisfaction

   Accord and satisfaction is a settlement of an unliquidated debt. For example, a builder is contracted to build a homeowner a garage for $35,000. The contract called for $17,500 prior to starting construction, to disburse $10,000 during various stages of construction, and to make a final payment of $7,500 at completion.

4. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   For example, you might owe $4,000 between charges, interest and fees on your credit card, but you ask the bank to accept $2,500 to settle the account in full. ... Decide if a lump-sum settlement ...

5. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   That said, bankruptcy has some advantages compared to debt settlement. For example, while you try to settle a debt, your creditors may still sue you for nonpayment. In addition, you may have to ...

6. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   The debt settlement company will tell you to stop paying your creditors to give it negotiation leverage. You can expect your score to take a massive hit when working with a settlement company.

7. Consideration under American law - Wikipedia

   en.wikipedia.org/wiki/Consideration_under...

   The promise must be real and unconditional. This doctrine rarely invalidates contracts; it is a fundamental doctrine in contract law that courts should try to enforce contracts whenever possible. Accordingly, courts will often read implied-in-fact or implied-in-law terms into the contract, placing duties on the promisor.