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PayPal: With PayPal, you can send money between users and transfer funds to and from bank accounts by linking a bank account or debit card. While PayPal itself is free for standard bank transfers ...
Both sender and receiver will need to have a PayPal account, which allows money transfers in 110 countries. PayPal’s peer-to-peer service means instant delivery of funds for most transactions.
From there, the recipient can choose to spend the money via PayPal or transfer it to their bank account. Wire Transfers This is a relatively old method that predates apps and online banking tools.
Smartphone technology affected many aspects of modern-day life, one of those being the ability to transfer money to other people anywhere in the world within seconds. Right now, there are many innovators in the P2P transaction mobile space, with industry leaders such as PayPal, Venmo, Square, Inc., among myriad others.
Venmo is an American mobile payment service founded in 2009 and owned by PayPal since 2013. Venmo is aimed at users who wish to split their bills. Account holders can transfer funds to others via a mobile phone app; both the sender and receiver must live in the United States.
Bump Technologies worked with PayPal in March 2010 to create a PayPal iPhone application. [24] The application, which allows two users to automatically activate an Internet transfer of money between their accounts, found widespread adoption. [24] A similar version was released for Android in August 2010. [25]