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Can my insurance company deny my claim? The longer you wait to file a claim, the more difficult it may be to reach a resolution. And not filing an accident report within the state-established ...
How long after a car accident can you claim an injury?How long you can file a claim for an injury after a car accident depends on your state. Reporting requirements for bodily injury range from ...
Car accidents are part of life — a costly one. The National Safety Council (NSC) estimates that of the 235 million drivers licensed in the U.S., approximately one in 20 was involved in a motor ...
Understanding the tables: XX/XX/XX = Bodily Injury Limit (per individual)/Bodily Injury Limit (per accident)/Property Damage Limit For example, limits of 25/50/20 means after "an accident each person injured would receive a maximum of up to 25,000 with only 50,000 allowed per accident (ex. 2 people needing 25,000, if the need is more such as 3 ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
After a car accident, you will want to start the insurance claim process as soon as possible. Depending on who is at-fault in the accident, the claim or claims will either be filed with the other ...
Insurance companies themselves, as well as self-insuring employers, purchase stop-loss coverage for a premium to protect themselves. [1] In the case of a participant reaching more than the specific (or "individual") stop-loss deductible ($300,000, for example), the insurer will reimburse the insured (the company, not the participant) for the remainder of the claim to be paid over that ...
For instance, if your car's value has dropped to $25,000 but you still owe $30,000 on your loan, gap insurance would cover that $5,000 difference if your car is totaled or stolen.