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  2. 0% APR car deals: Are they worth it? - AOL

    www.aol.com/finance/0-apr-car-deals-worth...

    A $25,000 car loan financed over five years at a 4 percent interest rate requires a monthly payment of $460. You can use an auto loan calculator to do the math for your prospective loan.

  3. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

    www.aol.com/best-auto-loan-rates-first-160019538...

    For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates.The average auto loan rate for someone with excellent credit is 5.25%, according to ...

  4. Fed pauses interest rate cuts despite Trump’s call to lower ...

    www.aol.com/finance/fed-holds-interest-rates...

    Rates on many of the borrowing costs consumers pay — ranging from credit cards and auto loans to ... key rate was near-zero, hovering between 0.01 ... Interest Rate Forecast for 2025.

  5. 0% finance - Wikipedia

    en.wikipedia.org/wiki/0%_finance

    Suppose a customer opted for 0% finance to buy an electronic device worth $1000, offered on a term of 6 months' EMIs, with a $50 application processing fee and one month's EMI in advance. This sale actually results in a 12.48% effective interest rate for the customer.

  6. 6 smart money moves to make before and after Fed rate cuts ...

    www.aol.com/finance/financial-steps-fed-rate-cut...

    This includes my five-year car loan, which currently sits at a balance of $25,000 and 6.00% annual percentage rate. Even a small rate drop of 0.50% can save me over $300.

  7. How revolving credit affects your credit score

    www.aol.com/finance/revolving-credit-affects...

    February 4, 2025 at 3:00 PM. ... Car loans. Student loans. Keep in ... If you can use a loan with a lower interest rate than the rates attached to your credit cards to pay down your debt, you will ...