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In 2022, the Department of Education announced a one-time payment adjustment that will count certain months toward student loan forgiveness for borrowers with an income-driven repayment (IDR) plan.
The Public Service Loan Forgiveness (PSLF) program is a United States government program that was created under the College Cost Reduction and Access Act of 2007 signed into law by President George W. Bush to provide indebted professionals a way out of their federal student loan debt burden by working full-time in public service.
Student Loan Forgiveness Under SAVE and Other IDR Plans Borrowers who are hoping for loan forgiveness through SAVE or older IDR plans, including Income-Contingent Repayment and Pay As You Earn ...
The PSLF program forgives remaining student loan balances for borrowers in the Direct Loan program after 120 qualifying monthly payments under an income-driven repayment (IDR) plan.
Months in repayment status, regardless of the payments made, loan type, or repayment plan; 12 or more straight months of forbearance or 36 or more months of total forbearance; Months in an ...
Temporary Student Loan On-Ramp Repayment Program. To help the transition from the pandemic payment pause to restarting loan payments in October 2023, the Department of Education provided a ...