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  2. Uniform Principal and Income Act - Wikipedia

    en.wikipedia.org/wiki/Uniform_Principal_and...

    The aim of the law is to ensure that the intention of the trust creator or decedent is carried out, and to govern the proper distribution of assets to trust beneficiaries, heirs and devisees. [1] To be enacted into law, the Act must be adopted by the state legislature. To date, most states have adopted the Act (sometimes with modifications). [2]

  3. What is transfer on death (TOD) for estate planning? - AOL

    www.aol.com/finance/transfer-death-tod-estate...

    For capital gains, beneficiaries get a step-up in basis to the fair market value of the assets at the date of your death, which can provide significant tax benefits if the assets have appreciated ...

  4. Estate planning - Wikipedia

    en.wikipedia.org/wiki/Estate_planning

    If a contingent beneficiary is not named, the default provision in the contract or custodian-agreement applies. Death: For retirement plan assets, at the account owner's death, the primary beneficiary may select his or her own beneficiaries if the remaining balance will be paid out over time. There is no obligation to retain the contingent ...

  5. Uniform Fiduciary Income and Principal Act - Wikipedia

    en.wikipedia.org/wiki/Uniform_Fiduciary_Income...

    The goal of the law is to carry out the intentions of the decedent or trust creator, and to govern the proper distribution of assets to trust beneficiaries, heirs and devisees. To be enacted into law in a state, UFIPA must be adopted by a state's legislature.

  6. What happens to your bank account after you die? - AOL

    www.aol.com/finance/what-happens-to-bank-account...

    Adding a beneficiary or a joint account holder to your bank accounts is a great way to transfer assets to your family in a clear-cut way. You avoid the hassle of probate, and your assets are ...

  7. The IRS just updated the rules for inherited IRAs. What ... - AOL

    www.aol.com/finance/irs-just-updated-rules...

    For example, while most non-spouse beneficiaries must spend down the accounts in 10 years, they only have a required minimum distribution (RMD) each year if the decedent was past the RMD age.

  8. United States trust law - Wikipedia

    en.wikipedia.org/wiki/United_States_trust_law

    Qualified beneficiaries" are defined as a beneficiary who, on the date the beneficiary's qualification is determined: (A) is a distributee or permissible distributee of trust income or principal; (B) would become a distributee or permissible distributee of trust income or principal if a present distributees' interest ended on that date without ...

  9. Inherited 401(k) rules: What beneficiaries need to know - AOL

    www.aol.com/finance/inherited-401-k-rules...

    This article does not address options for heirs who end up with a retirement account as a result of asset distribution through probate, as different rules apply. ... For non-spouse beneficiaries ...