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Those who stay current on their payments have all the remaining debt canceled after 10 years if they're in the Public Service Loan Forgiveness program; otherwise, those in income-based plans would ...
The U.S. Department of Education has extended the deadline for its Fresh Start program for defaulted student loan borrowers until Wednesday morning, according to an agency spokesperson.
The deadline to do this is April 30, 2024. ... 60 days to process a Direct Consolidation Loan application and to disburse the new loan, per the Federal Student Aid site, you’ll want to submit an ...
Those who miss the deadline could be leaving free forgiveness on the table. President Joe Biden’s widespread federal student loan cancellation proposal was struck down by the Supreme Court in 2023.
On August 8, 2020, the Trump administration issued a memorandum instructing the Secretary of Education to pause on student loan payments and interest through December 31, 2020 using the authority granted by the HEROES Act. [9] On December 5, the administration extended the pause through January 31, 2021. [10]
The PSLF program forgives remaining student loan balances for borrowers in the Direct Loan program after 120 qualifying monthly payments under an income-driven repayment (IDR) plan.