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  2. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

    www.aol.com/news/2013-09-06-preapproved-credit...

    Well, here's the good news: The "pre-approval" process doesn't actually involve checking your credit report. "You are not 'pre-approved,' you are conditionally approved," explains John Ulzheimer ...

  3. How To Apply For a Credit Card and Get Approved - AOL

    www.aol.com/finance/apply-credit-card-approved...

    Pre-Screen Offers and Learn the Terms. Your mail can often be flooded with offers for credit cards promoting no credit checks, pre-approvals or credit cards for bad credit with no deposit and ...

  4. Credit Karma duped users into applying for credit cards, feds ...

    www.aol.com/credit-karma-duped-users-applying...

    Letters and emails are being sent to nearly 500,000 people who officials said received “pre-approvedcredit card offers from Credit Karma or were told they had “90% odds” of approval ...

  5. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    Beginning on August 1, 2005, the Fair and Accurate Credit Transactions Act of 2003 took effect, which amended the FCRA to require consumer reporting agencies to include in their credit offers a statement allowing customers to stop unsolicited offers either by phone and mail(1-888-5OPTOUT or 1-888-567-8688) or via https://www.optoutprescreen.com ...

  6. How to apply for a credit card and get approved - AOL

    www.aol.com/finance/apply-credit-card-approved...

    Many of these cards also offer sign-up bonuses for new cardholders, ... For example, if you’re approved for a credit card and offered a credit limit of $10,000, you’ll want to make sure that ...

  7. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

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