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  2. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

  3. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    Payday loans are an easy way to get cash, ... A home equity loan is an installment loan, so you’ll receive a lump sum of funds upfront. ... You won’t undergo a credit check and won’t work ...

  4. Check Into Cash - Wikipedia

    en.wikipedia.org/wiki/Check_Into_Cash

    Check Into Cash store. Jones founded Check Into Cash in 1993. He has been referred to as "the father of the payday lending industry" for creating the first national payday lending chain. [2] [4] In 1973, at age 20, he left college, where he had been pursuing a business degree, to help stabilize the family’s business, the Credit Bureau of ...

  5. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  6. Common types of installment loans and their best uses - AOL

    www.aol.com/finance/common-types-installment...

    Unlike credit cards, installment loans are a type of close-ended debt, meaning you can’t borrow as you go. Instead, you borrow a fixed amount at the start of the loan and pay it back over ...

  7. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Check Into Cash store. As early as the 1930s check cashers cashed post-dated checks for a daily fee until the check was negotiated at a later date. In the early 1990s, check cashers began offering payday loans in states that were unregulated or had loose regulations. Many payday lenders of this time listed themselves in yellow pages as "Check ...

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